A Long-Term Plan for Aging

Experts predict a crisis in long-term care as demand grows and the number of available workers decreases. The industry is facing multiple challenges, including a rapidly aging population, the potential for an even more pronounced labor shortage due to punitive immigration policies, and cost-of-care increases equaling as much as 10 percent for some services. Furthermore, according to a recent poll, significant numbers of adults have misconceptions about long-term care coverage, and only a small percentage have an assisted living plan in place. How do you assess the likelihood of needing long-term care, and what options are available to you? The NYT offers some thoughts. 

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